Standard Rates

In North Carolina, title insurance rates must be filed with the North Carolina Department of Insurance. This rate structure became effective on March 1, 2020, and are as follows:

Minimum Premium
The minimum premium for regular rates and reissue rates shall be $51.00
Regular title insurance rates for a Loan and/or an Owner’s Policy (Per Thousand)


Additional Rates

Simultaneous Issue Rate: There is a premium charge of $26.00 for each Loan Policy issued simultaneously with an Owner’s Policy.
Commitment Premium: There is a premium charge of $15.00 for the issuance of a Commitment. This is for an Owner's Policy, a Loan Policy, or an Owner's policy that includes a Loan Policy (i.e. Simultaneous Issue).
Standard Residential Endorsements: Endorsement Premiums in the amount of $21.00 shall be charged for the following ALTA Endorsements:

  • ALTA Endorsement 5 (Planned Unit Development)
  • ALTA Endorsement 8.1 (Environmental Protection)
  • ALTA Endorsement 9 (Restrictions, Encroachments, Minerals)

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